Homeowners insurance

All property is subject to loss! Therefore, the simple act of owning a house places a homeowner at risk. Property may be destroyed, damaged, stolen, lost, or suffer a reduction in economic value. The cause of these losses may arise from a variety of sources including fire, lightening, earthquake, flood, wind, or general aging. Without warranties and homeowners' insurance property owners would suffer from reductions in value, increased expenses, loss of income, and loss of use without recourse. 

Furthermore, losses are not limited to the physical damage of your home or personal belongings. Both invited and uninvited guest present an inherent risk to homeowners. Could you imagine being sued by someone who has just burglarized your home? Not only is this quite possible it has happened on several different occasions in various cities across America. Homeowners can be sued by their neighbors, contractors, salespersons, government agencies, service personnel and even uninvited strangers. 

Unfortunately, a homeowners insurance policy will not protect you from every peril looming in the shadows. However, some very simple risk management techniques can help to ensure that in the event of a loss a homeowner can recover quickly and get back to life as usual.

Although, we do sell insurance products and services! Protect My Net Worth, LLC is not just another insurance agency. We are a full-service Insurance & Risk Management Firm! Our ultimate responsibility is to help you develop a comprehensive risk management plan that will ensure that your family has the wherewithal to withstand even the most devastating losses.